ACI Worldwide and Prolific Banking to Operate Digital Banking

ACI Worldwide and Prolific Banking to Operate Digital Banking
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The alliance of Prolific Banking Inc. and ACI Worldwide will pre-integrate On-Ramp solution of Prolific into ACI Universal Online Banker and supports Enrollment-as-a-Service (EaaS). ACI Worldwide, a real-time payments software pioneer offers the Digital Business Banking solution which has empowered this partnership.

On-Ramp service of Prolific leverages ACI APIs successfully for offering enrolment of commercial bank digital consumers and services to ACI Universal Online Banker automatically. On-Ramp service is based on the Open Digital Cloud platform of Prolific.

Prolific Banking incepted in 2020 and is located in Atlanta, USA. Prolific brings its Open Digital Platform which has been created to offer a complete consumer-driven enrolment model and advanced digital services throughout new-age delivery platforms. Prolific Banking is on the mission to digitalize the commercial banking space.

Scott Graf, Prolific Banking President and Founder, stated, “Our goal for Prolific Open Digital platform and the On-Ramp automated enrolment service is to provide a truly open solution with maximum value. Integration is key to providing that value and we applaud ACI for developing APIs in support of commercial digital services.”

On the other side, ACI Worldwide is a pioneer in the real-time payments software world. It provides scalable and secure software products that allow FinTechs, brokers and other financial institutions to process and manage online payments, as well as empowers Omni-commerce payments along with fraud and risk management. ACI Worldwide merges its global presence with its local footprint to enable the digital transformation of commerce and payments in real-time.

Jim Gillespie, Vice President, Digital Channels, ACI Worldwide, said, “This is an example of the extensibility of ACI Universal Online Banker APIs for ease of use by fintech innovators on behalf of our mutual bank customers. Prolific Banking’s On-Ramp will add significant value for banks by automating the digital platform enrolment and provisioning process.”


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